The Chelsea captain was last month cleared by Westminster Magistrates' Court of a racially-aggravated public order offence but that did not stop the FA from taking action.
Terry is accused by the FA in relation to the incident at Loftus Road on 23 October last year in which he is alleged to have called Ferdinand a “f****** black c***”.
At his trial last month the 31-year-old admitted to using the words but claimed that they were a sarcastic response to Ferdinand who, Terry claimed, had first accused him of using the term of abuse.
A statement on the FA's website said: "John Terry has today denied an FA charge of using abusive and/or insulting words and/or behaviour, which included a reference to ethnic origin and/or colour and/or race, towards Queens Park Rangers' Anton Ferdinand.
"The Chelsea player has requested a personal hearing, the date of which will be set in due course. During this period John Terry remains available to play for England."